Top fintech startups

The regional contact point for startups and innovators

Soon it's time again: On September 17, 2020 the FinTech Germany Award will be presented to outstanding Fintechs for the sixth time. More than 200 startups have applied, of which exactly 43 have been shortlisted. Some from FrankfurtRhineMain also made it to the final round. The companies are honored in various categories from “Early Stage” to “Special Insurtech Award”. The winner will be announced at the awards ceremony in Frankfurt. We have asked the participants from the region to introduce themselves. These are their answers:

Find the German version below.

Arabesque S-Ray

Arabesque S-Ray is a global financial services provider focusing on consulting and data solutions. S-Ray combines Big Data, AI and ESG (environment, social, governance) metrics to measure the performance and sustainability of publicly traded companies worldwide through a variety of scores. S-Ray is the first company to evaluate companies according to the normative principles of the United Nations Global Compact - in addition, it offers an industry-specific evaluation of the performance of companies according to financially material sustainability criteria and their contribution to global warming. All scores are combined with individual preference filters that rank a company’s business commitment.

Participation in the FinTechGermany Award gives us the opportunity to expand our reach, network with other companies and thus help make sustainability mainstream.

Cashlink

We are the financial technology startup Cashlink and have developed one of Europe’s leading Tokenization-as-a-Service solutions. A modular, technological infrastructure enables the legally compliant issue and management of digital securities. Compared to a traditional security, digital securities create significant cost reductions and opportunities for opening up new markets and products, giving companies a sustainable competitive advantage. We are an official partner of the Deutsche Börse Venture Network and cooperate with internationally experienced partners such as the law firm Ashurst. Together, we shape the capital market of tomorrow today.

Cashlink was nominated by a jury member for the FinTechGermany Award. We were very pleased about this and did not have to think long before we accepted. Fintechs like us renew markets through innovation and it is great that the organizers of the award - Frankfurt Main Finance, TechFluence and WM Group, which publishes the Börsen-Zeitung - recognized the progressive thinking of the founders with an award.

Creditshelf

creditshelf is the financing partner for medium-sized entrepreneurs who want to drive innovation and develop their business. The digital creditshelf platform gives them the freedom to obtain financing quickly and easily, independent of banks. At the heart of the platform is a unique, data-supported risk analysis. At the same time, creditshelf’s platform technology enables modern access to the capital market. Professional investors can invest directly in German medium-sized businesses and cooperation partners support their clients as innovative providers of new credit solutions. This creates a network from which everyone benefits.

We participated because we hope to receive one of the leading awards for Fintech companies in Germany and, as a successful Frankfurt Fintech, we would like to be an incentive and role model for other Fintech founders.

Finance guru

dwins GmbH is a financial technology company based in Frankfurt am Main, founded in 2015 and currently has 25 employees at its Frankfurt am Main and Nuremberg locations. The product of Dwins GmbH is the app "Finanzguru", a digital and individual financial assistant based on artificial intelligence. The finance guru is the central point for the money of its users: They keep track of their income, expenses and contracts, they can change contract partners and conclude favorable tariffs for electricity and gas. To do this, the finance guru can be connected by the user to any online account at a bank in Germany. By the end of 2019, the finance guru app already had more than 500,000 registered users - making it the largest bank-independent finance app on the German market.

Fincite

Our mission is to bring wealth management into a networked and digital age. Within four years we have become one of the leading players in an emerging industry by combining three rare skills:

- Financial expertise
- Digital mindset
- Cutting Edge Technology

Fincite as one of the fastest growing Fintech companies in Germany, we have developed the world's first investment software to aggregate, analyze and manage all of a client’s assets. With Fincite.CIOS, banks, asset managers, insurers and advisors can now provide their clients with innovative digital services.

We are looking forward to participating in the FinTech Germany Award, as we enjoy the exchange with other companies and are happy to be an active member in this exciting industry.

Fintiba

Fintiba is Germany’s first digital companion for everyone who wants to study or work in Germany. By combining technology with people and service, we are the digital provider for everyone who wants to fulfill their dream of coming to Germany. To this end, we offer various services and solutions in the areas of banking, insurance and visa, and believe in the value of international relations and exchange.

Firamis

Firamis is a B2B AI Fintech Company founded in 2012 in the Frankfurt-Rhein-Main metropolitan area. We design future-proof AI-based applications for Asset Managers, Banks, Insurance Companies and Financial Supervisors, combining latest technology, algorithms, data, cloud computing, governance and regulation to build robust, transparent and explainable AI applications. Our customers are some of the largest financial institutions in Europe, we serve in the executive board of the EU Horizon2020 project FIN-TECH (www.fintech-ho2020.eu) and participate in the NVIDIA inception program. We regularly publish our research on Robust Portfolio Construction and Explainable AI in top journals and engage in shaping the ecosystem around AI in Financial Services.

Moneyfarm

Moneyfarm wants to make investment easier and more efficient - with the help of new, digital technologies. The reason: many people pay too much for the management of their money, act too often or too seldom or don't care about it at all. These are costs that have a negative impact on returns. Digital investment advice saves time and provides more transparency for all those involved, but the human component remains an irreplaceable factor for us.

Thinksurance

We are Thinksurance, founded in 2015 to support the development, analysis and distribution of commercial insurance policies using an AI driven sales and analysis platform. The platform brings together intermediaries, including insurance brokers, pools, distributors, associations, service companies, banks, etc. as well as insurers and underwriters. On the one hand, we digitalize the entire consulting process of the broker - from risk assessment, comparison calculator or tendering, to the preparation of offers. As a result, the agent saves a lot of time and works more efficiently. On the other hand, we support the digitalization of the insurance world by providing insurers with data and analysis tools that help them to further develop and optimize products in line with market requirements.

Click here to register for the award ceremony taking place in FrankfurtRheinMain!

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German version

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Soon it will be that time again: On September 17th, the FinTech Germany Award will be presented to outstanding fintechs for the sixth time. Over 200 startups have applied, of which exactly 43 were shortlisted. Some from FrankfurtRheinMain also made it to the finals. The companies are awarded in various categories from “Early Stage” to “Special Prize Insurtech”. Whoever wins in the end will not be announced until the award ceremony in Frankfurt. We asked the participants from the region to introduce themselves. These are their answers:

Arabesque

Arabesque S-Ray is a global financial services company focused on consulting and data solutions. S-Ray combines Big Data, AI and ESG metrics (Environment, Social, Governance) to measure the performance and sustainability of listed companies worldwide in the form of various scores. S-Ray is the first company to evaluate companies according to the normative principles of the United Nations Global Compact - it also offers an industry-specific evaluation of the performance of companies according to financially material sustainability criteria and their contribution to global warming (temperature score). All scores are combined with individual preference filters that classify a company's business commitment.

Participation in the FinTechGermany Award gives us the opportunity to expand our reach, network with other companies and thus contribute to making sustainability mainstream.

Cashlink

We are the financial technology startup Cashlink and have developed one of Europe's leading tokenization-as-a-service solutions. A modular, technological infrastructure enables the legally compliant issue and management of digital securities. Compared to traditional securities, digital securities create significant cost reductions and opportunities to open up new markets and products, which means that companies can secure sustainable competitive advantages. We are an official partner of the Deutsche Börse Venture Network and work with internationally experienced partners such as the Ashurst law firm. Together we are shaping tomorrow's capital market today.

Cashlink was nominated for the FinTechGermany Award by a jury member. We were very happy about that and didn't have to think long to say yes. Fintechs like us renew markets through innovations and it is great that the organizers of the award - Frankfurt Main Finance, TechFluence and the WM Group, which publishes the Börsen-Zeitung - recognize the progressive thinking of the founders with an award.

Creditshelf

creditshelf is the financing partner for medium-sized entrepreneurs who drive innovation and want to develop their company further. The digital creditshelf platform gives you the freedom to obtain financing quickly and easily, regardless of the bank. The heart of this is a unique, data-supported risk analysis. At the same time, creditshelf's platform technology enables modern capital market access. Professional investors can invest directly in German SMEs and cooperation partners support their clients as innovative providers of new credit solutions. This creates a network from which everyone benefits.

We took part because we hope to receive one of the leading awards for fintech companies in Germany and because, as a successful Frankfurt fintech, we would like to be an incentive and role model for other fintech founders.

Finance guru

Dwins GmbH is a financial technology company based in Frankfurt am Main, founded in 2015. Today, the company has 25 employees in Frankfurt am Main and Nuremberg. The product of Dwins GmbH is the “Finanzguru” app, a digital and individual financial assistant based on artificial intelligence. The financial guru is the center for his users' money: they keep an eye on income, expenses and contracts, they can switch contract partners and conclude favorable tariffs for electricity and gas. To do this, the user can connect the Finanzguru to any online account at a bank in Germany. The Finanzguru app already had more than 500,000 registered users at the end of 2019 - making it the largest bank-independent finance app in the German market.

Fincite

Our mission is to bring wealth management into a connected and digital age. Within 4 years, combining 3 rare skills, we have become one of the leading players in an emerging industry:

  • Financial expertise
  • Digital mindset
  • Cutting Edge Technology

Fincite, as one of the fastest growing fintech companies in Germany, we have developed the world's first investment software that aggregates, analyzes and manages all of a customer's assets. Banks, asset managers, insurers and consultants can use Fincite.CIOS to provide their customers with innovative digital services.

We look forward to participating in the FinTech Germany Awards, as we enjoy exchanging ideas with other companies and are happy to be an active member of this exciting industry.

Fintiba

Fintiba is Germany's first digital companion for everyone who wants to study or work in Germany. By combining technology with people and service, we are the digital provider for everyone who wants to fulfill their dream of coming to Germany. We offer various services and solutions in the areas of banking, insurance and visa and believe in the value of international relationships and exchange.

Firamis

Firamis is a B2B AI fintech company that was founded in the Frankfurt-Rhein-Main area in 2012. We design future-proof AI-based applications for asset managers, banks, insurance companies and financial regulators. We combine the latest technologies, algorithms, data, cloud computing, governance and regulation to build robust, transparent and explainable AI applications. Our customers are some of the largest financial institutions in Europe, we are represented on the Executive Board of the EU Horizon2020 project FIN-TECH (www.fintech-ho2020.eu) and take part in the NVIDIA Inception Program. We regularly publish our research results on the topics of “Robust Portfolio Construction” and “Explainable AI” in leading journals and participate in shaping the AI ​​ecosystem in the financial services sector.

Moneyfarm

Moneyfarm wants to make investing easier and more efficient - with the help of new, digital technologies. Because: Many people pay too much to manage their money, act too often or too seldom, or do not even care. These are costs that have a negative effect on the return. Digital investment advice saves time and gives everyone involved more transparency, but the human component remains an irreplaceable factor for us.

Thinksurance

We are Thinksurance, founded in 2015 to support the development, analysis and sales of commercial insurance with the help of an AI-driven sales and analysis platform. Brokers, including insurance brokers, pools, distributors, associations, service companies, banks, etc., as well as insurers and underwriters, are brought together on the platform. On the one hand, we digitize the broker's entire advisory process - from risk recording, through comparison calculators or tendering, to the preparation of offers. This saves the agent a lot of time and works more efficiently. On the other hand, we support the digitization of the insurance world by providing insurers with data and analysis tools that help them to further develop and optimize products based on market needs.

Click here to register for the award!

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